Pajama Financial — Financial planning from the comfort of home
Licensed Financial Services Professional

Your Family Deserves a Financial Plan
That Actually Works.

Whether you want to protect your family with the right life insurance coverage, or build a rewarding career in financial services — Pajama Financial is here to help.

Our Story

The Life You're Building

Parent and child holding hands
1 in 3
American families have no life insurance coverage
For Families

Does Your Family Have a Plan If Something Happened to You Tomorrow?

Most families are one unexpected event away from financial hardship. A proper life insurance and financial protection plan is not about death — it is about making sure the people you love are never left scrambling.

Download the Free Checklist
Get the 7-question Family Financial Protection Checklist — a quick self-assessment that shows you exactly where your family's plan has gaps.
Schedule a Free FNA
Book a no-obligation Financial Needs Analysis. We review your current coverage, income, debts, and goals — and build a clear picture of what your family actually needs.
Get the Right Coverage
Walk away with a personalized plan that fits your budget and protects what matters most — your family's financial future.
Get My Free Checklist

No Cost. No Obligation.

Get Your Free Financial Needs Analysis

A 30-minute conversation that shows you exactly where your family stands — coverage gaps, income protection, debt exposure, and a clear plan forward.

Book My Free FNA

Takes 30 seconds to schedule

For Professionals

What If Your 9-to-5 Was Just the Beginning?

Thousands of people with no prior finance experience have built part-time and full-time income in the financial services industry. The demand for licensed agents is growing — and the barrier to entry is lower than you think.

Download the Free Blueprint
Get the Side Income Blueprint — a plain-English guide to how people with no finance background are building flexible, meaningful careers in this industry.
Attend a Business Overview
Join a no-pressure 45-minute overview where you will see exactly what the opportunity looks like, what the licensing process involves, and what realistic income looks like.
Start Your Licensing Journey
If it is a fit, we walk you through the licensing process step by step. You will have a team behind you from day one — including training, mentorship, and a clear path to growth.
Get My Free Blueprint
Financial professionals collaborating

Real Stories

What Families and Agents Are Saying

"I had no idea how underinsured my family was until we sat down for the FNA. Within two weeks we had the right coverage in place. It was one of the best decisions we ever made."

M
Maria T.
Mother of 3, Queens NY
Client

"I was skeptical at first — I had a full-time job and no finance background. But within 6 months of getting licensed, I was earning an extra $1,800 a month. The training and support made all the difference."

J
James R.
Bronx, NY
Agent

"The free checklist was eye-opening. We thought we were covered, but we had a $400,000 gap in our life insurance. Scheduling the FNA was the easiest thing we did all year."

D
David & Keisha M.
Brooklyn NY
Client

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Pajama Financial — Finances Done Comfortably

About Matt

Built to Serve. Back to Help.

I'm Matt Altobelli — a U.S. Air Force veteran (Staff Sergeant), psychology professor at RIT, and Chief Science Officer at Cogbias AI. I've spent my career in service of others: from the military, to personal training, to academia, to financial services.

I joined Primerica in 2014, built a team of licensed agents, and was promoted to Senior Regional Leader. After earning two degrees in psychology, I returned to financial services with a deeper understanding of people and a genuine passion for helping families and professionals build something that lasts. Whether you need a solid financial protection plan or a career worth building — I'm here to help you get there.

U.S. Air Force Veteran — Staff Sergeant
M.S. Psychology — Rochester Institute of Technology
Licensed Representative · Primerica Financial Services
Chief Science Officer, Cogbias AI
Book a Free Call
Pajama Financial

Ready to Take the First Step?

Both resources are completely free. No sales pitch. No obligation. Just the information you need to make a confident decision for your family or your career.